Problem Space

Despite the proliferation of financial tools and 
platforms, research shows that customers are 
more vulnerable than ever. It is in the best 
interests of banks to nurture financial literacy 
and improve access to finance education for 
consumers, encouraging customers to engage 
in practices that improve their financial and overall well-being.

Research Insights

Archetype

Rapid Ideation with Crazy 8

As a team, we decided to do some rapid ideation, keeping our persona, Ethan, in mind. Each person will come up with eight ideas in eight minutes. The following sketches are my ideas:

Final Ideation

As we jotted down 3 ideas and then decided to vote on one single idea to finalize. Our three ideas was

• To do a wrapped intuitive learning experience.

• Regular data input and getting notified about spending status.

• Activity-wise spending management portal.

As you can see, to do a wrapped intuitive learning experience won in this case. Let me explain you the solution idea briefly: A monthly summary feature built into the Revolut app that offers users an easy-to-understand, supportive snapshot of their spending behavior, without overwhelming them with complex data.

By analyzing users' spending data across sectors like shopping, dining, and transport, we uncovered meaningful patterns.

We highlighted where users spend the most—helping them spot habits they might not notice, like rising restaurant bills. Using machine learning, we predicted future spending, then set personalized savings goals—like trimming 15% from expected spend.

The app dynamically adjusted goals based on user progress, keeping them realistic yet motivating. This approach transformed passive tracking into actionable insights, guiding users toward smarter spending and meaningful savings with clear, achievable targets.

Idea Backed by Data

As a team we are working in agile method, as everyone did not need to be on the same task all together, as we were starting to sketch, the software developer was setting their tools and the data scientist started to crunch numbers, which will back our idea strongly.

Sketches

Right after coming up with the idea we started sketching our solution, we had 3 UX designers in the group we each came up with our sketches and then by exploring all of them we decided on to go with the below final sketches for the solution.

High Fidelity Wireframe and Prototype

As we were running low on time, we directly jumped into the high fidelity wireframing. Also for color injection and typeface we just followed the Revolut Design System. Even though it was not provided to us but we did our research to find out certain elements especially the font they have used and the colors and branding ideas.

Hand over to the Dev

The developer began implementing some of the finalized screens in parallel with our prototyping process, particularly focusing on the first two key screens. Once prototyping was complete, we handed over the full design to the developer, setting a deadline of 12:00 PM the following day. This allowed us time to prepare a cohesive presentation and ensure the solution was ready for delivery to stakeholders.

Iterating

While the developer continued building the solution, we as UX designers conducted user testing the following morning and provided real-time feedback and updates. To maintain efficiency and avoid last-minute challenges for the developer, we focused on identifying only minor, high-impact improvements that were feasible to implement quickly. This approach ensured the final product was refined without disrupting the development timeline.

The Presentation

Here we go! First team to present at the Hackathon. We had the incredible opportunity to present our project for Revolut Bank, pitching our solution to an expert panel that included two of their HR leaders, the Head of Machine Learning, and a Senior Product Designer. It was an exhilarating experience to showcase our work to such a dynamic mix of industry professionals, blending tech, design, and strategy insights all in one room!

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